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Golden Future and Smarter Jewelry Investment!
Golden Future and Smarter Jewelry Investment!
Are you thinking about that beautiful necklace
or considering a family investment in gold with style?
With the PJE Gold Saving Plan, we’ve made gold investments easier. No more confusing fees or extra charges – we’ve made it simple for you to save in gold and purchase jewelry the smarter way.
You can start your golden journey with just ₹10,000. We give you options, so you can choose ₹10,000, ₹15,000, ₹20,000, or more, depending on what suits you best. This isn’t just about saving; it’s about investing in timeless jewelry that holds its value for generations.
At PJE, we understand that jewelry is more than just decoration; it’s a family tradition, a symbol of love, and an investment for generations. Our Gold Saving Plan offers a wide range of lovely jewelry options, so you can make your investment truly special.
Let's Imagine
Gold Saving Plan
10,000
Gold Saving Plan
20,000
Gold Saving Plan
30,000
Gold Saving Plan
40,000
Gold Saving Plan
50,000
Gold Saving Plan
1,00,000
Joining the Gold Saving Plan in 2 Simple Steps
Send your Pan card and Aadhar card details
on WhatsApp
Make a Transaction
Want to know what you will get?
Share your monthly installment, and
we'll do the math for you.
Terms & Conditions of the Panna Jewellers Exclusive
Gold Saving Plan
The Gold Saving Plan offered by Panna Jewellers Exclusive is an 11-MONTH JEWELLERY PURCHASE plan that allows customers to avail themselves of substantial benefits. After completing 11 easy monthly installments, customers gain the privilege of purchasing exquisite jewellery of their choice in the 12th month. Please read these terms and conditions carefully before participating in the Gold Saving Plan.
- The Gold Saving Plan cannot be combined with any other offer.
- Customers are responsible for maintaining accurate passbooks.
- Duplicate passbooks can be issued upon request, subject to a fee of Rs. 50 and submission of an affidavit. The passbook will be issued the next day.
- Installments must be paid on or before the 10th of each month and cannot be carried forward.
- Payments of upto Rs. 20,000 can be made in cash, by cheque, demand draft, pay order, or online transfer in favor of Panna Jewellers Exclusive.
- There are no making charges applicable, except for exclusive diamond and platinum jewellery.
- Cash refunds are not permitted.
- You can purchase jewelry in 14kt, 18kt, and 22kt through this plan.
- For jewellery not covered under this Gold Saving Plan, customers may purchase by paying wastage and making charges.
- The customer’s signature at maturity must match the registration.
- Customers who default on payments can purchase jewellery by paying wastage and making charges plus applicable GST.
- Additional bank charges for bounced cheques will be borne by the customer.
- For credit card payments, bank service charges will be collected at actual cost from the customer.
- Installments cannot be paid in advance or carried over to the next month.
- The Gold Saving Plan is non-transferable.
- Failure to redeem the accumulated value within the validity period will result in a refund via cheque or online transfer. Cash refunds are not permitted, and no benefits will be received.
- Interested individuals can join the Gold Saving Plan at any time without incurring any registration fees.
- Valid photo ID is required for registration. Accepted documents include PAN Card, Driving License, and Aadhaar Card.
- The person closing the Gold Saving Plan must match the original ID proof submitted at registration.
- Membership of defaulters will be canceled, and paid-up funds will be refunded in the form of Gold Ornaments after 12 months, subject to required formalities.
- Only 916 KDM (14 Caret, 18 Caret and 22 Caret) Gold Ornaments will be provided to members.
- Membership cards must be returned when purchasing ornaments.
- Taxes applicable as per prevailing government regulations.
The Gold Saving Plan offered by Panna Jewellers Exclusive is an 11-MONTH JEWELLERY PURCHASE plan that allows customers to avail themselves of substantial benefits. After completing 11 easy monthly installments, customers gain the privilege of purchasing exquisite jewellery of their choice in the 12th month. Please read these terms and conditions carefully before participating in the Gold Saving Plan.
- The Gold Saving Plan cannot be combined with any other offer.
- Customers are responsible for maintaining accurate passbooks.
- Duplicate passbooks can be issued upon request, subject to a fee of Rs. 50 and submission of an affidavit. The passbook will be issued the next day.
- Installments must be paid on or before the 10th of each month and cannot be carried forward.
- Payments can be made in cash, by cheque, demand draft, pay order, or online transfer in favor of Panna Jewellers Exclusive.
- There are no making charges applicable, except for exclusive diamond and platinum jewellery.
- Cash refunds are not permitted.
- You can purchase jewelry in 14kt, 18kt, and 22kt through this plan.
- For jewellery not covered under this Gold Saving Plan, customers may purchase by paying wastage and making charges.
- The customer’s signature at maturity must match the registration.
- Customers who default on payments can purchase jewellery by paying wastage and making charges plus applicable GST.
- Additional bank charges for bounced cheques will be borne by the customer.
- For credit card payments, bank service charges will be collected at actual cost from the customer.
- Installments cannot be paid in advance or carried over to the next month.
- The Gold Saving Plan is non-transferable.
- Failure to redeem the accumulated value within the validity period will result in a refund via cheque or online transfer. Cash refunds are not permitted, and no benefits will be received.
- Interested individuals can join the Gold Saving Plan at any time without incurring any registration fees.
- Valid photo ID is required for registration. Accepted documents include PAN Card, Driving License, and Aadhaar Card.
- The person closing the Gold Saving Plan must match the original ID proof submitted at registration.
- Membership of defaulters will be canceled, and paid-up funds will be refunded in the form of Gold Ornaments after 12 months, subject to required formalities.
- Only 916 KDM Gold Ornaments will be provided to members.
- Membership cards must be returned when purchasing ornaments.
- Taxes applicable as per prevailing government regulations.
